Maximize your passive income potential through property ownership with Seller Finance Dream's owner finance calculator. Find Benefits of Passive Income with our Owner Finance Calculator Tailor your ideal seller financed terms and assess the advantages of seller financing compared to a traditional cash sale. Utilize our Owner Financing Analysis Tool for Sellers or the Seller Financing Analysis Tool for Buyers to evaluate the investment potential that owner financing may offer you. If you are seeking a more advanced calculator for analyzing and creating terms for your seller-financed deal, you can use the tools available on our Templates & Tools page. Total Income from Seller Financing : This is the estimated total income you would receive from both the buyer’s principal and interest payments. This is the additional income you make by holding the loan yourself and charging interest through owner financing. Total Interest Income : This is the estimated total income you would receive from the buyer paying you interest on the seller financing loan. Seller Financed Loan Amount : This is the principal which is the amount you lend to the buyer and they will need to pay back (sale price minus the buyer's down payment) – note it does not include interest. Total Monthly Income : This is the estimated total monthly income you would receive from both the buyer’s principal and interest payments. This is the additional income you make by holding the loan yourself and charging interest through seller financing. Starting Interest Income : This is the estimated monthly income you would receive from the buyer paying you interest on the seller financing loan. Starting Principal Income : This is the estimated monthly income you would receive from the buyer paying you back the principal portion of the seller finance loan. Here are the key components of the seller financing calculator: Use the Email a Copy field to send yourself a copy of your owner finance calculator – that way you have a copy you can easily refer to and update as needed.Ĭomponents in the Seller Financing Calculator Use the Share Link field to share a copy of your seller financed calculator with others – that way you can share this tool easily with fellow investors, friends, and colleagues. if you want to evaluate a seller financing balloon payment then you can use our Seller Financing Analysis Tool for additional insights. This is the length of the loan and determines how quickly you would like to be paid back. Under Seller Financed Loan Term enter the amortization period for the owner financing loan term in years. The interest rates are expressed as an annual percentage. This is also commonly referred to as the owner financing interest rate which is the interest you would charge the buyer. Under Seller Financed Interest Rate enter the ideal interest rate you would like to charge for your seller financing home loan. The buyer's down payment is the cash a buyer would pay you upfront for your property during a seller financed mortgage. Under Buyer Down Payment enter the ideal amount you would like to receive upfront when selling your home with seller financing (if any). Under Seller Financed Property Price enter the current property value or the price you would sell your property at.
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